USDT or USDC

[DIORA]

That’s a really good question — and it’s one that many crypto users ask when choosing between USDT (Tether) and USDC (USD Coin). Both are stablecoins pegged to the US dollar, but they have some important differences depending on what you prioritize.

Key Differences:

USDT (Tether):

• The oldest and most widely used stablecoin

• Higher global liquidity and trading volume

• Accepted on almost every exchange and blockchain

• Issued by Tether Limited (less transparent in the past, but improving)

USDC (USD Coin):

• Issued by Circle and backed by U.S.-regulated financial partners

• Known for greater transparency and regulatory compliance

• Preferred in institutional finance and DeFi environments

• Slightly more popular in the U.S. and among conservative investors

So, Which One Should You Use?

• If you want maximum liquidity, faster trading, or you’re using exchanges where USDT is dominant — USDT might be more practical.

• If you prioritize regulation, transparency, or plan to use it in DeFi or tokenized finance projects — USDC could be the better choice.

Some traders and projects even hold both, using whichever is more efficient based on the platform or purpose.